# Finerd

> Finerd is an AI-native personal and business finance app. Connect your banks, track spending, split bills, manage family finances, and ask any AI assistant about your money through Finerd's remote MCP (Model Context Protocol) server.

## AI / MCP

- [Bring Finerd into your AI chat](https://finerd.ai/mcp): Connect Finerd as a remote MCP server to Claude, ChatGPT, or Gemini. OAuth 2.1 with PKCE; read-only or read & write, your choice.
- [Connect Finerd to Claude](https://finerd.ai/mcp/claude): Setup for Claude.ai, Claude Desktop, and Claude Code.
- [Connect Finerd to ChatGPT](https://finerd.ai/mcp/chatgpt): Setup as a custom connector (developer mode).
- [Connect Finerd to Gemini](https://finerd.ai/mcp/gemini): Setup for Gemini CLI.

MCP server URL: https://api.finerd.ai/mcp

The server exposes read tools (search transactions; list accounts, categories, bills, merchants, tags, spaces, balances; and expense, income, cash-flow and net-worth reports) and, with read & write access, tools to create and edit transactions, transfers, tags, and rewards/points. It cannot move real money or touch your bank — Finerd is a personal ledger.

## Product

- [Pricing](https://finerd.ai/pricing): Plans and pricing.
- [Monarch vs Finerd](https://finerd.ai/monarch-vs-finerd): How Finerd compares to Monarch.
- [Security](https://finerd.ai/security): How Finerd protects your data.

## Legal

- [Privacy Policy](https://finerd.ai/privacy-policy)
- [Terms & Conditions](https://finerd.ai/terms-of-use)