Effective date: July 13, 2025
Finerd Inc. ('we' or 'us' or 'our') respects the privacy of our users ('user' or 'you'). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our mobile application FINERD (the 'App') or our website FINERD.AI (collectively, the 'Site').
By accepting this privacy policy, you further certify that you have full legal capacity and capacity and are of the age required by the laws of the State of Delaware, USA, or other state, country of which you are a citizen, to accept these terms.
You will be required to read and accept this privacy policy before using the application. By using the application YOU MESSAGE TO US that: (i) YOU READ, UNDERSTAND, AND AGREE TO THIS PRIVACY POLICY, AND (ii) YOU ARE 18 years old (or EXCEED THAT YOUR PTA or guardian reads and AGREE TO THIS PRIVACY POLICY FOR YOU). If you don’t accept and agree to this Privacy Policy, you must immediately stop using our app.
You must read this privacy policy together with any other privacy notice or fair processing notice we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This privacy notice supplements the other notices and is not intended to override them.
We are the controller for most of your personal data processed through FINERD. This means we determine personal data processing purposes, scope, and means.
| Company Name | Finerd Inc. |
|---|---|
| Company File Number | 10064820 |
| Legal Address | 1111 OAKFIELD DR NUM 115E PMB F1458 BRANDON, FL 33511 |
| support@finerd.ai |
Please note! We do not knowingly process the personal data of users under the age of 18. If you are such a user or the legal representative of such a user, please contact us.
We receive your data when you visit FINERD and interact with it, depending on your actions.
You can change your personal data by exercising your right to rectification or by using FINERD functionality. Please note that the same lawful basis and storage terms apply to the changed data.
We may also receive data from third parties. It depends on your settings and the features you use.
To process your personal data, we rely on the following lawful bases:
| Registration | ||
|---|---|---|
| Description | Reasons for Processing | Lawful Basis |
| Google account information | To register you in FINERD | Performance of the contract |
| Data Storage | ||
| Stored during your use of FINERD until you delete your account. After deletion, we may retain your email address to be able to confirm deletion of associated data. Notwithstanding the above, we may retain information as long as necessary to comply with our legal and regulatory obligations or in connection with any legal proceedings. | ||
We track your activity on the other websites and applications.
| Activity Tracking | ||
|---|---|---|
| Description | Reasons for Processing | Lawful Basis |
| Your activity on the other websites and applications | To understand how you found FINERD and personalize your experience | Consent |
| Data Storage | ||
| Stored until the termination of the Agreement with us. | ||
When you use FINERD, you may provide us with your personal data to use certain features.
| Functionality | ||
|---|---|---|
| Description | Reasons for Processing | Lawful Basis |
| Names of the spaces | To provide you with the functionality of the FINERD | Performance of the contract |
| Emails and access rights of the other users in your spaces | To provide you with the functionality of the FINERD | Performance of the contract |
| Accounts information, including the information from the connected bank accounts (transaction information such as sum, description, categories, source, tags, notes; balance, bank account information) | To provide you with the functionality of the FINERD | Performance of the contract |
| Payment options | To provide you with the functionality of the FINERD | Performance of the contract |
| Sensory data, such as profile photos or other media files that you provide to us | To provide you with the functionality of the FINERD | Performance of the contract |
| Contact lists. Information about your contacts, such as contact names, emails, and phone numbers | To provide you with the functionality of the FINERD | Performance of the contract |
| Payment information (Stripe account information, Paypal email, business name, bank account details) | To provide you with the functionality of the FINERD | Performance of the contract |
| Data on subscription fees, and purchase history | To provide access to the application, identify the user, and track the subscription period | Performance of the contract / / Necessary for our legitimate interests (to keep our records updated and to study how customers use our app) / Necessary to comply with a legal obligation |
| Device data. Includes model, OS version | For marketing and analytical purposes. To provide, improve and develop the application | Performance of the contract |
| Information about how you use our app or site, user activity within the application or site | For marketing and analytical purposes. To provide, improve and develop the app or site | Performance of the contract / Necessary for our legitimate interests (to keep our records updated and to study how customers use our app) |
| Data Storage | ||
| Stored during your use of FINERD until you delete your account. After deletion, we may retain your email address to be able to confirm deletion of associated data. Notwithstanding the above, we may retain information as long as necessary to comply with our legal and regulatory obligations or in connection with any legal proceedings. | ||
We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data). Nor do we collect any information about criminal convictions and offenses.
We also undertake to collect only such amount and type of Personal Data that is strictly required for the purposes mentioned in this Section of the privacy policy («data minimization principle»)
We may receive some personal data from third parties.
The amount of data collected, the purposes, and the lawful basis for processing is determined by the respective privacy documents of these third parties.
We can share your personal data with third parties without any harm to you and in full compliance with applicable law. In addition, we have implemented organizational and technical measures to ensure the security of personal data during data transfer to third-party.
| Third parties | Description |
|---|---|
| Analytics tools | We use analytics tools to understand and promote our business. |
| Contractors, services providers on FINERD | We cooperate with service providers and contractors to provide you with their services, operate, develop and improve the features and functionality of the FINERD, fulfill your support requests, complete payment transactions, etс. |
| Providers of the services our team use | We use CRM systems, messengers, Artificial intelligence (AI) and other services in our organization to provide you with our services. |
| State authorities, courts, law enforcement agencies, etc | We may be obliged to transfer some of your data to tax authorities, courts, law enforcement agencies, and other governmental bodies.
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| To get a detailed list of the third-party recipients of your personal data, contact us. | |
To share your data, we rely on the following lawful bases, depending on the case: consent, compliance with the law, and performance of a contract.
In most cases, we provide our partners with aggregated and anonymous user data (so that it can no longer be associated with you).
We require all third parties to respect the security of your personal data and to treat it under the law. We do not allow our third-party service providers to use your personal data for their purposes and only permit them to process your personal data for specified purposes and under our instructions.
WE DON’T USE USER DATA FOR SALE (OR ANY OTHER COMMERCIAL ACTIVITY) TO OTHER COMPANIES. USER’S DATA IS USED SOLELY TO ENSURE THE FUNCTIONALITY OF THE SOFTWARE.
We apply a variety of security measures appropriate to the risks.
| Organizational measures | |
|---|---|
| Staff training | Internal policies and instructions |
| Non-disclosure agreements (NDA) | Transfer protection |
| Physical measures | |
|---|---|
| Video monitoring | Signaling |
| Limited access to premises | Round the clock security |
| Technical measures | |
|---|---|
| Two-factor authentication | Backups |
| Firewalls | Encryption technologies |
You, as a data subject, have the right to interact with its data directly or through a request to us. This section describes these rights and how you can exercise them:
| Right | Description |
|---|---|
| Right to access | You can request an explanation of the processing of your personal data. |
| Right to rectification | You can change the data if it is inaccurate or incomplete. |
| Right to erasure | You can send us a request to delete your personal data from our systems. We will remove them unless otherwise provided by law. |
| Right to restrict the processing | You may partially or completely prohibit us from processing your personal data. |
| Right to data portability | You can request all the data you provided to us and request to transfer data to another controller. |
| Right to object | You may object to the processing of your personal data. |
| Right to withdraw consent | You can withdraw your consent at any time. |
| Right to file a complaint | If your request was not satisfied, you could file a complaint to the regulatory body. |
To exercise your rights, contact us. If your request was not satisfied, you can submit a complaint to your local Data Protection Authority. You may find it here. UK residents enjoy the same rights but may lodge a complaint at the other Authority in the UK – Information Commissioner’s Office. You can contact them at 0303 123 1113 or go online at www.ico.org.uk/concerns. | |
You, as data subjects, have some special privacy rights. To use them, please contact us.
Please note! Depending on the state and legislative requirements, we have from 30 to 60 days to exercise your request, with the right to postpone it for 30 days more.
If your complaint is not satisfied, you can file a complaint with the Federal Trade Commission.
Your rights vary depending on the laws that apply to you but may include:
| Right | Description | Area | |
|---|---|---|---|
| Right to access | You can request an explanation of the processing of your personal data. |
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| Right to correct | You can change the data if it is inaccurate or incomplete. |
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| Right to delete | You can send us a request to delete your personal data from our systems. |
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| Right to portability | You can request all the data you provided to us and request to transfer data to another controller. |
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| Right to opt out of sales | The right to opt out of the sale of personal data to third parties. |
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| Right to opt out of certain purposes | The right to opt-out of processing for profiling/targeted advertising purposes. |
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| Right to opt out of processing of sensitive data | The right to opt-out of processing of sensitive data. |
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| Right to opt in for sensitive data processing | The right to opt in before processing of sensitive data. |
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| Right against automated decision-making | A prohibition against a business making decisions about a consumer based solely on an automated process without human input |
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| Private right of action | The right to seek civil damages from a controller for violations of a statute. |
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| Please note! Some states do not have privacy laws. The rights of residents of such states are governed by U.S. federal law. If your state is not on the list, please contact us. | |||
California residents have the right under the California Consumer Privacy Act (“CCPA”) to opt out of the “sale” of their personal information by a company governed by CCPA.
We do not sell your personal information to anyone nor use your data as a business model.
However, we support CCPA by allowing California residents to opt out of any future sale of their personal information. If you would like to record your preference that we will not sell your data in the future, please contact us.
California residents visiting the FINERD may request that we do not automatically gather and track information about their online browsing movements across the Internet.
Such requests are typically made through web browser settings that control signals or other mechanisms that allow consumers to exercise choice regarding collecting personal data about an individual consumer’s online activities over time and across third-party websites or online services.
We currently do not have the ability to honor these requests. We may modify this Privacy Policy as our abilities change.
You, as data subjects, have privacy rights prescribed by Canada’s federal and provincial privacy laws.
If you want additional information, please contact us by filling a request.
If your complaint was not satisfied, you can file a complaint to the Office of the Privacy Commissioner of Canada.
Existing laws and requirements for the processing of personal data are subject to change. In this case, we will publish a new version of the Privacy Policy on FINERD
If there are material changes to the Privacy Policy or FINERD that affect your data privacy rights, we will notify you by displaying information on FINERD and, if necessary, ask for your consent.
