Effective date: 13.07.2025
PLEASE READ THE FOLLOWING TERMS OF SERVICE BEFORE USING OUR MOBILE APPLICATION FINERD (THE 'APP') OR THE WEBSITE FINERD.AI (THE 'SITE'). BY UTILIZING OUR APP, OR ACCESSING ANY PAGE ON OUR SITE, YOU AGREE TO BE BOUND BY THE CURRENT VERSION OF THESE TERMS OF SERVICE AND PRIVACY POLICY.
Welcome to our website and App, owned by Finerd Inc.
Finerd is a comprehensive personal finance management app tailored for financially-savvy individuals who want full control of their complex finances.
The Company is not a financial advisor nor is it a provider of accounting services. Information on the Site or any services you receive there is not financial, accounting, tax, legal, or any other advice.
| Company Name | Finerd Inc. |
|---|---|
| Company File Number | 10064820 |
| Legal Address | 1111 OAKFIELD DR NUM 115E PMB F1458 BRANDON, FL 33511 |
| support@finerd.ai |
These Terms of Use (these “Terms”) are a legally binding agreement between users (you, yours) and Finerd Inc. (also as “Company,” “we”, “our” or “us”), which regulates the conditions and rules of use of the Finerd application (also – “FINERD”, “app”, “mobile application”, “software”, “Service”).
We ask that you review and abide by these Terms, our Privacy Policy, and any other terms and conditions that may appear on the Site from time to time. Your use of the Service constitutes your agreement to these Terms, and we reserve the right to revise these Terms at any time without notice to you. When we make revisions, we will post them on the Site and they will be effective immediately upon posting. You agree to check this section periodically to be aware of any changes to the Terms.
YOUR CONTINUED USE OF THE SERVICES AFTER THE POSTING OF ANY REVISIONS SHALL BE CONSIDERED YOUR AGREEMENT TO THE MODIFIED TERMS.
If you do not agree to these Terms, please do not use the Service.
The Service is offered and available to users who are 18 years of age or older (or EXCEED THAT YOUR PTA or guardian reads and AGREE TO THIS TERMS OF USE AND PRIVACY POLICY FOR YOU). By using the Services, you represent and warrant that you are of legal age to form a binding contract with us and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Service.
The Service and its Content are intended solely for personal and non-commercial use by you. Any use of the Service or its Content other than for personal and non-commercial purposes is strictly prohibited.
We do not provide access to the FINERD to the Restricted Persons. We reserve the right to terminate the Terms without compensation or refund to any of the Restricted Persons.
Restricted Persons include individuals and organizations, that:
Finerd is a comprehensive personal finance management app tailored for financially-savvy individuals who want full control of their complex finances.
Unless otherwise noted, all material and services available on the Site or through the App, and all material and services provided by or through the Service, its affiliates, subsidiaries, employees, agents, licensors or other commercial partners including, but not limited to, software, all informational text, software documentation, design of and 'look and feel,' layout, photographs, graphics, audio, video, messages, interactive and instant messaging, design and functions, files, documents, images, or other materials, whether publicly posted or privately transmitted as well as all derivative works thereof (collectively, the 'Content') are the intellectual property of FINERD INC, our licensors, and our contributors. The Content is protected by copyright, trademark, trade-dress, and any other applicable national or international intellectual property laws. All Company trademarks and service marks, logos, slogans and taglines are the property of FINERD INC. All other trademarks, service marks, logos, slogans and taglines are the property of their respective owners. Except as otherwise specifically provided herein, nothing should be construed as granting any license or right to use any trademarks, service marks, logos, slogans or taglines displayed on FINERD without our express written permission, or the express written permission of such third-party that may own the trademark, service mark, logo, slogan or tagline.
Subject to your continuous compliance with these Terms, we grant you a limited, temporary, personal, non-exclusive, non-sublicensable, revocable, non-transferable, and worldwide license to access and use the FINERD and Content via the device or devices you lawfully own or control in the manner provided for in these Terms, and print out discrete information from the FINERD solely for personal, non-commercial purposes, so long as you adhere to all copyright and other policies contained therein.
We may provide upgrades, modifications, updates, or additions to the FINERD. The terms of this license shall apply to any such modification unless a separate license accompanies it.
The Content, or any elements thereof, shall not be used in any manner without our or relevant owners’ or rights holders’ prior written consent in any manner not provided by these Terms.
Under this license, you shall not:
Your license to access and use the FINERD and Content shall be automatically revoked if you violate these Terms. We reserve all rights not expressly stated in these Terms.
We will enforce our intellectual property rights and use any remedy available under the applicable law.
To use the FINERD, you have to register an account (“Account”) on the Site.
Next, you can sign in to your account with your Apple or Google account.
Read more about how and what of your data we use in our Privacy Policy.
You shall not transfer or assign your Account to someone else.
You are solely responsible for the safekeeping and security of your Account credentials and for any and all uses of your Account.
Please notify us immediately if:
To cancel your Account, please contact us.
Please note that if you or we cancel your Account, all of your Account information will be deleted and removed from FINERD, except for what we store for some period, as indicated in our Privacy Policy. We are not responsible or liable for any consequences of the removal or deletion of the Account.
We reserve the right to deny or refuse registration of any Account or to cancel any existing Accounts.
You can purchase a monthly subscription, which grants you access to the full functionality of FINERD. The cost and type of subscription are available to users in the Site. The subscription is purchased through the payment system indicated on the Site.
If you decide to unsubscribe from a paid subscription before we start charging your payment method, cancel the subscription before the free trial ends.
Payment will be charged to your credit/debit card through your Account. You choose one of our subscriptions and confirm your purchase. Paid subscriptions automatically renew unless auto-renew is turned off until canceled in the Billing section of your account settings on the Site.
Please note that your subscription fee will be automatically charged unless you cancel it at least 24 hours before the billing date.Uninstalling FINERD doesn't terminate a subscription to FINERD.
Depending on your country, the rate of foreign exchange, and the kind of payment, you can be additionally charged commission fees when paying the monthly subscription.
Your payments are processed via third-party payment processors, and we are not responsible for any errors, omissions, and all other deficiencies caused by such payment processors and for any loss, damage, or other liabilities incurred as a result of your use of such payment processors.
We will refund your money in the following cases:
The Company will not refund any unused portion of the subscription.
Please, bear in mind that once we refunded your purchase, you can no longer use or update FINERD.
The FINERD may depend on or contain links to other websites and services.
The access and use of the other websites and services we own or manage are subject to the relevant terms of service (or equivalents) published on such websites and services and are not governed by these Terms.
The access and use of the other websites and services we do not control are governed by third parties and do not fall under these Terms. Our partner’s payment processing services may have their own limitations or restrictions. To ensure uninterrupted service, please make sure that your business activity complies with the legal documents (including Terms of Service and Acceptable Use Policies) of all relevant services.
We are not responsible for the content, functions, and services offered through third-party websites or services and for any loss, damage, or other liabilities incurred due to your use of such websites, services, and their content or functions. We do not control the features available or accessed through them.
You acknowledge that other terms of service (or equivalents) and privacy policies (or equivalents) apply to your use of third-party websites, services, and their content or functions.
We expressly disclaim any responsibility or liability for any material communicated by such third-party websites and services or for any loss or damage incurred due to the use thereof.
The FINERD and Content are provided to you “as is” and “as available”.
By accessing the FINERD, you declare and confirm that you are duly informed, aware of, and have no claims, demands, or objections that any of your activity is conducted at your own risk and all results of the provision of our FINERD to you are implemented solely at your own discretion and under your sole responsibility.
FINERD does not provide you with legal, tax, investment, financial, or other professional advice. You use the FINERD on your own initiative and are solely responsible for compliance with local laws applicable to you.
To the fullest extent permitted by law, we disclaim all warranties concerning the FINERD, its functionality, Content, and any information published on the FINERD, including, without restrictions, warranties of fitness for a particular purpose, merchantability, and non-infringement of intellectual property rights of third parties or other rights, as well as any warranties arising from the course of dealing or trade usage.
We do not warrant that the operation of the FINERD will be uninterrupted or secure, that any defects will be corrected, or that they will be free of viruses or other harmful elements.
We do our best to keep your data safe and secure and maintain the FINERD functionality. However, the FINERD may be unavailable for various factors beyond our control, including emergencies, third-party service failures, hacker attacks, transmission, equipment or network problems or limitations, interference, and signal strength, and may be interrupted, refused, limited, or curtailed.
We are not responsible for data loss or the inability to use the FINERD or Content caused due to the above.
We verify compliance with the Terms (as well as conduct Restricted Persons detection) manually and do not warrant that you comply with the Terms if you gained access to FINERD.
By using, or visiting our app you guarantee:
In no event shall we, our affiliates, our subcontractors, or any other team members, vendors, and all other counterparties, be liable for any direct, indirect, incidental, special, consequential, or incidental damages, including lost profits, loss of data, or damage to property, related to the use or inability to use the FINERD or Content. We, our affiliates, our subcontractors, or any other team members, vendors, and all other counterparties shall not be liable for damage caused by the use of information or documents obtained through the FINERD or Content, as well as as a result of errors, defects, and interruptions in the FINERD, even if we were notified of such damage.
The provision of this subsection shall be applied to the fullest extent permitted by applicable law.
If any part of the provision of this subsection is found to be invalid or unenforceable for any reason or if we are otherwise found to be liable to you in any manner, then we shall be liable to you only for the real direct documented damages sustained you due to the use of the FINERD our aggregate liability for all claims under such circumstances for liabilities shall not exceed the amount you paid to us under these Terms for the one (1) month preceding the incident you are claiming about.
Unless otherwise stated in these Terms, your sole remedy for any dissatisfaction with any modification or discontinuation of the FINERD or with any policies or practices, including, without limitation, any change in content or any change in the amount or type of fees or charges associated with the FINERD. In no event shall you seek or be entitled to injunctive or other equitable relief, nor shall you be entitled to enjoin or restrain the operation or exploitation of the FINERD, advertising, or other materials issued in connection with the FINERD, or any content displayed through the FINERD.
You agree to defend, indemnify, and hold harmless us and our shareholders, directors, and all other officials, employees, contractors, subcontractors, vendors, and all other counterparties from and against all claims, responsibility, damages, losses, and expenses, including reasonable legal and accounting expenses, arising from:
We reserve the right to handle our legal defense however we see fit, including instances when you indemnify us. Therefore, you agree to cooperate with us to execute our strategy.
These Terms shall be exclusively governed by and construed under the laws of the State of Delaware, excluding its rules on conflict of laws.
Except where prohibited by applicable law, and without limitation to any statutory rights of consumers, you agree that any dispute, conflict, claim, or controversy directly or indirectly arising out of in connection with or relating to the FINERD, Content, or these Terms, including, without limitation, those relating to its validity, its construction, or its enforceability shall be resolved through amicable negotiations directly with our team following the principles of good faith and cooperation.
Users’ complaints and claims are accepted to the email addresssupport@finerd.ai. Our support services will contact you in the shortest lines. The time limit for the consideration of a complaint or claim is 14 days.
If we cannot reach a consensus through negotiations, the dispute shall be referred to the corresponding court of the State of Delaware according to the jurisdiction rules.
All claims shall be brought within 1 (one) year after the claim arises, except to the extent that a more extended period is required by applicable law.
Nothing in these Terms will prevent us from seeking injunctive relief with respect to a violation of these Terms or enforcement or recognition of any award or order in any appropriate jurisdiction.
By using the FINERD and providing us with your contact information, you understand and agree that we may send you recommendations and information
Note, however, that some email messages may be more “commercial” in nature than others, as they may advertise FINERD or offers we believe you may be interested in. You may unsubscribe from receiving these emails from us by following the instructions provided in such communications.
You can read more about the rules of personal data processing in our Privacy Policy.
We reserve the right at our sole discretion to modify, suspend, or discontinue the FINERD, Content, features, or offers available via the FINERD at any time
We reserve the right to take whatever lawful actions we may deem appropriate in response to actual or suspected violations of these Terms, including, without limitation, the suspension, cancellation, or termination of your license (in whole or in particular part) and access to the Account, FINERD, and Content.
We will cooperate with legal authorities or third parties to investigate any suspected or alleged crime or civil wrong.
You may terminate the Agreement with us by canceling your Account and stopping accessing the FINERD.
If the Agreement is terminated, all permissions and licenses under these Terms will immediately terminate without our obligation to provide refunds.
We reserve the right to transfer our rights and obligations under these Terms to a third party, but this will not affect your rights or our obligations under these Terms.
We reserve the right to modify these Terms at any time at our sole discretion. If material changes affect your use of the FINERD, we’ll notify you before the changes’ effective date via the FINERD or otherwise at our sole discretion. If you continue to use the FINERD, you agree to the updated version of these Terms.
If any provision of these Terms is recognized unlawful, void, or unenforceable by a relevant authority, the remaining provisions will remain valid and enforceable. Our failure to exercise or enforce any right under these Terms shall not be construed as a waiver of such right.
A printed version of these Terms shall be admissible in judicial or administrative proceedings based on or relating to the use of the FINERD to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
