AI Integrations
Bring finerd into your AI chat
Finerd works as a remote MCP server — connect it once, then ask your AI assistant about spending, edit transactions, generate reports, and more. Read-only or read & write, your choice.
Supported clients
What you can ask
Explore & analyze
- What were my top 5 food merchants last month? Break it down by week.
- Compare my dining-out vs groceries spend by week in Q1.
- What was unusual about my spending last month vs the previous three?
- Did my partner and I split household expenses 50/50 last quarter, and who paid more?
Decide big things
- Can we afford a week trip to Barcelona in July at our current savings rate?
- Can I take a year-long sabbatical at my current spending and savings rate?
- How long until I hit a $20k emergency fund at my current pace?
- How long until I can afford a $500k house down payment?
Manage your ledger
- Tag all my transactions from Apr 1–10 as 'NY trip'.
- Spread this $300 annual subscription evenly across the year for accrual.
- Split this $50 Whole Foods charge into $35 groceries + $15 household goods.
- Clear my Needs-review inbox — categorize what you can and mark it reviewed.
Optimize
- Analyze my spending by category — which credit card would maximize my rewards?
- Find recurring subscriptions I haven't used in 3 months.
- Where can I cut $300/month without it hurting my lifestyle?
Points & rewards
- Log this month's Amex points earnings and my Hyatt free-night redemption.
- What's the cash value of my points balances across programs?
- Which card should I put this $2,000 flight on to earn the most points?
- Move my Bilt points to Hyatt for this stay and log the transfer.
Security
OAuth 2.1 with PKCE
Your AI client never sees your finerd password.
You pick the role
Read-only or Read & Write, at sign-in time.
Disconnect any time
Disconnect in your AI client to stop it using the connector. Previously issued tokens remain valid until expiry.
Tokens expire after 30 days
Compatible clients renew the connection automatically using rotating refresh tokens.
Advanced
Any MCP-compatible client can connect via the server URL.
https://api.finerd.ai/mcp
The server implements RFC 7591 Dynamic Client Registration and RFC 8414 OAuth Authorization Server Metadata, so most modern MCP clients discover everything automatically.
