Connect finerd to ChatGPT

Lets ChatGPT query and edit your finerd ledger — spending, accounts, transactions, bills, reports, and tags. Works as a custom MCP connector with OAuth.

• A ChatGPT account — Free, Plus, Pro, Business/Enterprise all work (a paid plan is no longer required).
• Developer mode enabled (Settings → Apps → Advanced → Developer mode).

1. In ChatGPT → Settings → Apps → Add → Add custom connector.
2. MCP server URL:https://api.finerd.ai/mcp
3. Give it a name (e.g. Finerd) and accept the trust prompt for third-party connectors.
4. Sign in with your finerd account.
5. Choose access level (Read-only or Read & Write).
6. Open a new chat and pick the Finerd connector from the Tools menu (the "+" / paperclip area) to start asking about your finances.

You pick at sign-in time:

Access tokens expire after 30 days. Compatible clients refresh the connection automatically before expiry. If refresh expires or fails, reconnect in your AI client.

• Search Transactions — filter by date, category, account, or text
• Get Transaction — full details with journal breakdown
• List Accounts — your bank accounts, wallets, debts
• List Categories — expense and income categories
• List Bills — receipts and invoices with line items
• Get Bill — full bill details
• Search Merchants — find merchants by name
• Search Tags — find tags by name
• List Spaces — your available spaces (Personal / Business)
• Get Account Balances — balance per account at any date
• Get Expense / Income / Cash Flow / Net Worth Reports — aggregated views
• Verified Balances — your manually confirmed account balances
• Asset Rates — currency and asset exchange rates

• Create / Update / Delete Transaction — record or fix expenses, incomes, refunds, debt-pays
• Create Complex Transaction — split transactions across multiple categories or accounts
• Create Transfer — record an internal transfer between two of your tracked finerd accounts (this is a ledger entry in finerd — it does not move real money or interact with your bank)
• Create / Update Tag — manage your tag taxonomy
• Manage Rewards & Points — record points earnings, monthly accruals, and redemptions on reward accounts
• Create Accounts — add cash, bank, debt, and reward accounts

• Move actual funds anywhere — finerd is a personal ledger; banks are read-only sources.
• Access other users' data — every request is scoped to your account.
• Read your ChatGPT conversation history or files.

ChatGPT only sees data from the space you ask it about. We don't log conversation content. See https://finerd.ai/privacy-policy and https://finerd.ai/security.

• Can we afford a week trip to Barcelona in July at our current savings rate?
• Analyze my spending by category — which credit card would maximize my rewards?
• What were my top 5 food merchants last month? Break it down by week.
• Tag all my transactions from Apr 1–10 as 'NY trip'.
• Spread this $300 annual subscription evenly across the year.

You can stop ChatGPT's access at any time in ChatGPT → Settings → Apps → Disconnect.

If connection fails, try disconnecting and reconnecting in ChatGPT. Contact [email protected] for help.